Loans
Four ways to borrow smarter.
Vehicles, homes, everyday spending, or a fresh start — jump to the one you need, or read straight through.
Vehicle Loans
The same low rate, new or used.
- Same rate whether the vehicle is new or used
- Financing up to 100% of the NADA value
- Terms up to 72 months for qualified buyers
- Recreational vehicles financed too — boats, campers, and more
At a glance
| Best rate | 4.99% APR* |
|---|---|
| Financing | Up to 100% |
| Term | Up to 72 months |
Mortgages
Buy, build, or refinance.
- Fixed and adjustable rate options
- Purchase or refinance an existing home
- A local loan department, not a call center
- Apply and track your loan online through our mortgage partner
At a glance
| Rate types | Fixed & adjustable |
|---|---|
| Terms | A wide range available |
| Current rates | (704) 543-8901 |
Credit Cards
A card that doesn't charge you for using it.
- No annual fee on any VISA card
- Select, Classic, and Secured options
- Real-time fraud monitoring
- Accepted everywhere Visa is
At a glance
| Select VISA | 8.90% APR |
|---|---|
| Classic VISA | 12.90% APR |
| Secured VISA | 12.90% APR |
No Credit Check Loans
A fresh start, no credit history required.
- No credit check required to qualify
- Fast, straightforward approval
- Short 4-month term to help you rebuild
- A $20 non-refundable processing fee applies
At a glance
| A.P.R. | 15.00% |
|---|---|
| Term | 4 months |
| Processing fee | $20.00 |
*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan. Rates are subject to change at any time.